I don’t agree, everyone will say they don’t want a premium name (because they expect the same quality cheap) then if they don’t find what they are looking for, only then will they request premium names OR leave.
Many CHs don’t want a premium name until they see one they fall in love with, then they go on to buy it.
I understand there is a risk involved in submitting premium names, but we have the choice whether or not we do submit them. I’d prefer the choice to be in our hands, not the CHs, especially if that contest holder could be persuaded to buy one on installments if they find the absolute perfect name.